Life can change dramatically over time. Then list and estimate the cost of items that may not be strictly necessary but are still important — dining out, vacations, etc. Personal Banking Overview. Or, you can get a ballpark idea using our home affordability calculator. Bethpage Federal Credit Union traces its roots back to 1941 and currently serves more than 400,000 members. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. Bethpage Federal Credit Union has been open since 1941. As you go through the process, additional documentation may be needed. Bethpage Federal Credit Union Mortgage Calculator It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. What was once only available to Long Islanders or select employee groups is now open to everyone regardless of geography or affiliation. Savings … Bethpage Federal Credit Union follows Fannie Mae’s underwriting guidelines for conventional mortgages. We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. What was once only available to Long Islanders or select employee groups is now open to everyone regardless of geography or affiliation. 516-236-7380 Thanks Jay Walsh At this point, you should consider if you’re willing to give up any discretionary spending to put more money toward a mortgage. Membership is open to anyone with a $5 Savings account, 1-800-628-7070          Your Current Location: Washington, WA 98052. My experience at the credit union is that the customer service is excellent and all of the employees are willing to help. Interest rates for Closed Variable Mortgage will fluctuate based on Affinity Credit Union's Prime Lending Rate. Mon: 9am-5pm; Tue: 9am-5pm; Wed: 9am-5pm; Thu: 9am-5pm; Fri: 9am-5pm; Sat: 9am-2pm; 01/01/2015 Katie R. Katie R. Bank … Bethpage Federal Credit Union has been open since 1941. That means in order to qualify for a loan you’ll generally need a credit … Quick Start. Membership is required and requires a $5 share account. Fixed-Rate Mortgage Calculator. If you are a new homebuyer, you’ll also need to consider how much you have available for a down payment, since this will directly affect the size of your mortgage. This interest rate is considered Affinity Credit Union's Posted Mortgage Rate. We’re here to make your borrowing experience easy and to support you through the process each step of the way. Find up-to-date mortgage loan rates for Long Island anytime on the mortgage page of our website. 6 Reviews (800 ) 628-7070 Website. A completed application is required prior to locking in. One of the most important questions potential homebuyers ask before they apply for a mortgage is “How much will my monthly payments be?”. Is buying the right decision right now or would it be better to rent for a while? A traditional fixed-rate mortgage is a loan in which the interest rate and payments stay the same for the entire life of the loan. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. 516-236-7380 Thanks Jay Walsh Adjustable Mortgage Calculator. We feature fixed rates for loans from 10 year to 30 year plus adjustable rates for mortgages with initial fixed-rate periods from 3 to 10 years. Members now include those who live, work, worship or attend school on Long Island; and their families. - Past two years of W-2 Forms from all employers (current & previous) Rates Personal. By completing a loan application, a Bethpage Mortgage Loan Officer can help you determine the mortgage amount that you can afford. Whether you're a business needing a mortgage for new office space, or someone trying to buy a new home, contact me for help with your next steps. The difference between a fixed-rate and an adjustable-rate mortgage lies in the interest rate for the loan. 30 Year Fixed-Rate. New ZIP. Bethpage Federal Credit Union’s CD rates are on par with some of the best offerings out there. Savings & Checking. Membership in Bethpage Federal Credit Union is open to those who live, work, worship, or attend school in Nassau or Suffolk counties in New York (excluding South Fork). The credit union has a history dating back to 1941 when it began providing financial products and services to Grumman employees. Bethpage Federal Credit Union is a medium-sized financial institution with deep roots in the communities of New York’s Long Island region. Helping the community to achieve their dreams of owning a home or refinance their existing mortgage. Yes, home loans are available. Start the process. Routing #: 221473652. they are supposed to move to a new building with a drive thru and inside atm soon! Does Bethpage FCU offer Mortgage Loans? Your Current Location: Washington, WA 98052. Plus, you can make additional payments toward the principal at any time with no penalty. Does Bethpage FCU offer Mortgage Loans? MORTGAGE RATES. All applicants must meet loan program requirements. Or, you can visit your local branch or call 1 (855) 971-0764 to be connected with a Bethpage Mortgage Loan Officer. Bethpage Federal Credit Union is also offering two other fixed-rate mortgages with great rates right now. Approves of CEO. Mortgage rates moved in different directions today. Understand available options: Use the mortgage loan estimator to compare all your options. Choosing the type of mortgage that best fits your needs is an important step in the process of buying or refinancing a home. It is a great option if you plan to live in your house for many years and want protection from the risk of rising interest rates. They were very helpful with guiding us how to finance our first home. All offers are subject to credit approval; applicants may be offered credit at higher rates and other terms. "Mortgage Originations" 5.0 ★ ★ ★ ★ ★ Work/Life Balance ★ ★ ★ ★ ★ Culture & Values ★ ★ ★ ★ ★ Career Opportunities ★ ★ ★ ★ ★ Compensation and Benefits ★ ★ ★ ★ ★ Senior Management ★ ★ ★ ★ ★ Current Employee - Mortgage Loan Officer in Bethpage, NY. This would mean, however, paying off the mortgage over a longer period of time. There is no charge to lock in your Bethpage rate for 60 days.†. 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