It’s a crucial question because it affects the answers to so many other questions. mortgage application with bethpage federal credit union or capital one bank?, Long Island, 23 replies Bethpage Toxic Plume/ Plainview Old Bethpage, Long Island, 83 replies Bethpage SD vs. Plainview-Old Bethpage SD, Long Island, 12 replies What are they doing to Trail State Park? Rate Lock-ins cannot be accepted by fax. Or, you can visit your local branch or call 1 (855) 971-0764 to be connected with a Bethpage Mortgage Loan Officer. Headquartered in New York, Bethpage Federal Credit Union is a regional institution mainly serving residents of Long Island. The biggest advantage of fixed-rate mortgages is their stability, which makes long-term budgeting easy. Bethpage Federal Credit Union traces its roots back to 1941 and currently serves more than 400,000 members. A mortgage calculator factors in the amount and length of the loan, the interest rate, plus property taxes and insurance. Personal Banking Overview. All programs may not be available to all applicants. (Bethpage/Plainview/Old Bethpage), Long Island, 1 replies Complete your full application online. Related searches. Savings & Checking. Is it more, less, or approximately the same as what you are paying now? We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Our main objectives are to provide you with the best value and an exceptional member experience from application to closing. Yes, home loans are available. Credit Union Mortgage Rates. You’ll know how much home you can afford before you go house shopping. Bethpage Federal Credit Union Mortgage Review. Thank you to Kathy at the Wapakoneta branch for helping us begin our homeowner's journey! As payments differ from month to month depending on your choice, be sure to pick the one that best fits your financial picture. Membership in Bethpage Federal Credit Union is open to those who live, work, worship, or attend school in Nassau or Suffolk counties in New York (excluding South Fork). VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If you are a new homebuyer, you’ll also need to consider how much you have available for a down payment, since this will directly affect the size of your mortgage. I could not find better mortgage rates through one of the big banks. As a potential homebuyer, or current homeowner, thinking about applying for a mortgage or refinancing, you should take an in-depth look at your current financial picture. Use the calculator below to calculate your monthly home equity payment for the line of credit from Bethpage Federal Credit Union. Various types of mortgage loan programs and terms are available. How is your income likely to change in the future? A traditional fixed-rate mortgage is a loan in which the interest rate and payments stay the same for the entire life of the loan. APR = Annual Percentage Rate. Bethpage Federal Credit Union offers home equity lines of credit (HELOCs) with the option to convert some or all of your HELOC to a fixed-rate home equity loan. more Alexis J. Additional items you will need when purchasing a home: Yes, home loans are available. ARM = Adjustable Rate Mortgage, which means the rate and payment may increase after consummation. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. Whatever your mortgage needs, NASA Federal is here to help with low rates, flexible terms, and a variety of options to make your dreams come true. [1] Offer and terms subject to change. How long do you want to stay in this home? Use the calculator to determine your monthly home equity line of lreditpayment. Membership is open to anyone with a $5 Savings account, 1-800-628-7070          Membership is required and requires a $5 share account. Other information: When you use our mortgage calculator, you can also access vital information such as the latest available mortgage rates, important term definitions and related articles. Rates are for 1 to 4 family principal residences. Learn More. 3. Loans subject to credit and collateral approval as well as program terms and conditions, available on new mortgage applications. Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. Whether you’re purchasing your first home, moving to a new home or refinancing your current home, you’ll find the mortgage you need at your local credit union. Quick Start. A home equity loan is available to anyone who owns property. Our “Dream It. As of December 2019, fixed-rate loans have interest rates as low as 3.750% and ARMs have initial rates as low as 3.370%. Find Car Loans, Credit Card, Mortgage, Other Real Estate rates here. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. Actual rates may vary depending on your specific terms. As you go through the process, additional documentation may be needed. Find branch hours, available services or schedule an appointment. A mortgage is a loan that is used to purchase real estate. Membership is also available to members or employees from the select employer group or immediate family of an existing member. Get rates, begin pre approval, and find payoff address online on the website. 1-800-628-7070 Routing #: 221473652 APPLY FOR A LOAN; OPEN AN ACCOUNT; MEMBER LOGIN; Branches / ATMs; Rates; … What was once only available to Long Islanders or select employee groups is now open to everyone regardless of geography or affiliation. They are popular with homeowners who have established careers, growing families, and/or intend to stay settled in their home for a number of years. Bethpage Federal Credit Union 555 Montauk Hwy West Babylon NY 11704. Then list and estimate the cost of items that may not be strictly necessary but are still important — dining out, vacations, etc. Bethpage Federal Credit Union’s CD rates are on par with some of the best offerings out there. Bethpage Federal Credit Union (BFCU) offers a full range of banking products, including checking, savings, credit cards, mortgages and loans.. Bethpagefcu.com : visit the most interesting Bethpage Fcu pages, well-liked by female users from USA, or check the rest of bethpagefcu.com data below. Bethpage Federal Credit Union is also offering two other fixed-rate mortgages with great rates right now. Take a moment to get the process started and we will contact you within 1-2 business days to discuss your options. Taking advantage of this tool offers several benefits: Know what to expect when applying: Understanding exactly what goes into a monthly mortgage payment is essential. Note that putting down more than 20%, if possible, eliminates the need for private mortgage insurance. Rates for refinance loans where the existing lender is not Navy Federal are subject to a 0.750% higher rate. 15 Year Fixed-Rate. Links to current mortgage rates are offered in several areas of the Bethpage Federal Credit Union website. Does Bethpage FCU offer Mortgage Loans? *The APR shown for Adjustable Rate Mortgages (ARMs) may increase or decrease after consummation. Featured Rate: 30 Year Fixed. Checking; IRAs; Money Market; Savings; Lending & Mortgages . The biggest advantage of adjustable-rate mortgages is that they generally have lower initial interest rates and monthly payments. Achieve It.” program offers a 100% loan to value conventional mortgage. Take the first step — get pre-qualified. Heroes Mortgage. - 2 most recent bank statements (all pages). All applicants must meet loan program requirements. There’s a mortgage rates calculator where you … Recommends. Fixed payments to budget with confidence. Choosing the type of mortgage that best fits your needs is an important step in the process of buying or refinancing a home. Loans above 80% LTV may require private mortgage insurance (PMI). Loans are NOT locked in at application. - Your attorney’s contact information Deposit Rates - December 18, 2020. † Free rate lock good for 60 days. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. Whether you're buying a home, refinancing your mortgage, or getting a home equity line of credit, Bethpage is here to help. FHA. “Call for Rates” means actual rates were not available at press time. "Mortgage Originations" 5.0 ★ ★ ★ ★ ★ Work/Life Balance ★ ★ ★ ★ ★ Culture & Values ★ ★ ★ ★ ★ Career Opportunities ★ ★ ★ ★ ★ Compensation and Benefits ★ ★ ★ ★ ★ Senior Management ★ ★ ★ ★ ★ Current Employee - Mortgage Loan Officer in Bethpage, NY. Bethpage Credit Union Loan rates. Achieve It. There is no charge to lock in your Bethpage rate for 60 days.†. 2.625%. If you know your budget, your available down payment and how much you want to borrow, you can get started today with our quick online application. - Copy of fully executed and dated Contract of Sale Bethpage Federal Credit Union traces its roots back to 1941 and currently serves more than 400,000 members. We’re here to make your borrowing experience easy and to support you through the process each step of the way. Your Current Location: Washington, WA 98052. Menu & Reservations Make Reservations . It is a great option if you plan to live in your house for many years and want protection from the risk of rising interest rates. Assuming no additional fees are charged, the Annual Percent Rate (APR) is the same as the interest rate. Originally an employee credit union formed in Long Island in 1941, Bethpage Federal Credit Union has expanded considerably over the last 75 years, now providing mortgages in every state except the Lone Star State. How about 25? Contact Credit Union for details. 516-236-7380 Thanks Jay Walsh Credit Union Mortgage Rates. The first step is to write down all of the bills you pay for purposes other than your housing, plus the amounts you tend to spend on other necessities — food, toiletries, clothing, savings, etc. Learn more about Bethpage Federal Credit Union's home lending services. Only 30-Year Fixed program offered on Investment Homes. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. Rate Lock-ins are only available Monday thru Friday, 10am to 4pm. 2.875% RATE | 2.959% APR*. Bethpage Federal Credit Union Mortgage Calculator It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. Calculate the credit card payoff months or payment for your current card. For a fixed-rate mortgage, the interest rate is set when you take out the loan and will not change. great staff, great rates, busy branch so parking can get a little hectic. Would a refinance lower or raise my payments? Call (631) 714-2974 for quotes. Have you figured out how much mortgage you can afford, reviewed your different mortgage options and estimated your potential monthly payments? NCUA data shows in 2008 They had application volume of almost $600 million and in 2011 that number climbed to a little over $1.5 billion. Learn More . Bethpage Federal Credit Union has been open since 1941. TCT FEDERAL CREDIT UNION HOME Bethpage offers several Fixed Rate Mortgages Compare our mortgage rates and find the one that fits your needs Bethpage Credit Union serves the Long Island NY area All rates and terms are subject to change without notice All offers are subject to credit approval; applicants may be offered credit at higher rate and other terms For authorized users only … Rest assured that your money is FDIC-insured up to $250,000! Mon: 9am-5pm; Tue: 9am-5pm; Wed: 9am-5pm; Thu: 9am-5pm; Fri: 9am-5pm; Sat: 9am-2pm; 01/01/2015 Katie R. Katie R. Bank … Mortgage rates moved in different directions today. Take a moment to get the process started and we will contact you within 1-2 business days to discuss your options. If additional fees are incurred, the APR increases. This credit union is federally insured by the National Credit Union Association. Click Here to View Our Current Mortgage Rates and/or Apply Fixed Rate Mortgage Loans and Adjustable Rate Mortgages (ARMs) are available from Suffolk Federal Credit Union. Speak with a Home Lending Specialist. Your Current Location: Washington, WA 98052. You can adjust loan amount, interest rate, and the home equity term to view the impact on the monthly payment amount. It's the largest credit union in New York and the ... To get more information, current rates, and to apply for a credit card, go to the website. Rates displayed are the "as low as" rates for purchase loans and refinances of existing Navy Federal loans. For over 75 years, Bethpage Federal Credit Union has continued to serve members’ financial needs through great rates and even better service. The goal is to find out how much you can afford to spend on a house. Teachers Federal Credit Union offers a range of mortgage products and resources for every financial need. 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